How Recent Tax Reform Affects Child and Family Tax Credits

tax reform affects child and family tax creditsThe recently enacted Tax Cuts and Jobs Act (TCJA) made significant changes to income tax rates, exemptions, deductions, credits, and more. What does this mean for your family’s finances, specifically child-related tax credits?

Expansion of Child Tax Credit

TCJA doubles the child tax credit to $2,000 for each child under age 17. It also expands the number of families who can take advantage of this credit. Currently, the credit is available to joint filers with an adjusted gross income (AGI) of up to $110,000 and $75,000 for all other filers. Going forward, the credit will be available to joint filers with an AGI of up to $400,000 and $200,000 for all other filers.

New Qualifying Dependent Credit

For qualifying dependents other than children under 17, such as an elderly parent or college-aged children, the tax reform act includes a $500 credit, subject to the same income limits as the child tax credit.

No Change to Child and Dependent Care Credit and Flexible Spending Accounts

While tax reform made a number of changes, the Child and Dependent Care Credit remained intact. This credit allows parents to deduct qualified child care expenses such as day care or a nanny’s pay. The credit can be worth as much as $1,050 for one child under 13 or $2,100 for two children.

Flexible Spending Accounts (FSA) have also been left in place. Parents can set aside up to $5,000 in pre-tax dollars through paycheck deductions and then use that money for qualified expenses.

Expansion of 529 Plans

529 plans, tax-advantaged accounts for parents to save for their children’s college education, may now be used to pay for K-12 education tuition and related educational materials and tutoring. Up to $10,000 per year from 529 accounts can be used tax-free.

 

 

For tax advice specific to your situation, consult your accountant or other tax professional.

Tips for Reducing Post-Holiday Clutter

tips for reducing post-holiday clutterThe holiday season has officially come and gone, leaving us with an abundance of memories with friends and family, bellies full from homemade meals, and the delighted squeal of the children when they excited rip into brightly colored presents.  Something else the holidays have left behind?

Clutter…So. Much. Clutter.

While the process of organizing your home after the holidays may seem daunting, it doesn’t have to be! With a quick call to the A New England Nanny team (518-348-0400), we can schedule a professional housekeeper or home-organizer to come to your residence, and we’ll help you cross that “Reduce Clutter” resolution off your list.

Eager to get started? Here are a few tips and tricks to help you with one of the most daunting parts of your house – the kids’ rooms.

Before you start this project, here are a few things you’ll need:

  • The name, address, and hours of operation for your local charity center or drop-off location of your choice. Please keep in mind that while donations are always appreciated, the items need to be in a good, clean, and useable condition. Many facilities do not take dirty, damaged, or extremely outdated items, while others do not take stuffed animals, undergarments, or board games. It is always a good practice to check their website or speak with a donations coordinator for a list of acceptable items.
  • Cardboard boxes or large, clear, garbage bags.
  • Packing tape
  • Permanent marker
  • Clear storage containers, preferably with latching lids
  • Paper and pen, to keep a list of your donations (if you are donating to a 501c3 and plan to write the donation off of your taxes).

A gentle reminder: what seems unimportant to you may be very important to your child. If your child is able to help clean their room, limit your expectations to their given attention span, and utilize their energy while you can. Ask them to pick out their 3 favorite stuffed animals and put them on the bed, or make a pile of books that they’d like to give to some new friends, etc.

If their room looks like the photo at the top when you start, take a deep breath and try not to get overwhelmed! According to Montessori Method of Children’s Education, children enjoy being able to find things quickly and easily, but it is necessary for them to be “meticulously arranged and available for use in an aesthetically pleasing environment.” While the worlds “meticulous” and “child’s room” don’t typically go together, it is possible to implement some of the strategies of the Montessori Method at home.

  1. Using masking tape and a permanent marker, label three large bags as follows:  Keep, Trash, and Donate. If your child is old enough to understand and make decisions, ask for their help! Broken toys, used-up art supplies, and books which are ripped apart/chewed on/missing pages should go right in the trash bag. Toys which are in “like new” condition, games with all of their pieces, and stuffed animals which need new loving homes, can be donated. Clothing that is still the correct size, toys that are played with often, and sentimental items, should be kept.
  2. Clothes should be sorted by size, and then by season. If possible, fold clothes that are out of season and pack them in the cardboard boxes (if they will still fit when that season comes around again). Be sure to label each box with “Size/Season” before putting them in storage. Clothes that no longer fit should be written down on your donation list and put into the “Donate” bag, or a cardboard box labeled “sizes x-z” with “DONATE” written on the box as well.
  3. Once you’ve separated the clutter into the three categories, remove the trash and bring the items to be donated to the donation center. The sooner these things are out of the house, the more room you will have, and the easier it will be to see the progress you’ve made.

reducing post-holiday clutterAfter the items that you aren’t keeping have left the room, take a moment to figure out what causes the most clutter in the area. Are there toys which have a lot of little pieces (foam darts, building blocks, doll accessories)?  If so, dedicate one of the clear storage containers with a latching lid to that specific purpose. You can apply a strip of clear moving tape to the front of the container and the top of the lid, then write the contents on that tape. This allows you to reuse the container by simply peeling off the tape at a later time. Having the smaller items in clear storage containers allows the child to see what they are looking for, without having to empty a solid colored box upside down (and creating a huge mess in the process). For younger children, this will also make clean-up a responsibility in which they can participate. They will be able to see what’s in the boxes, and group like items together.  (Remember to enthusiastically cheer when they do this – the bigger your reaction, the more likely they are to repeat the behavior!)

tips for reducing holiday clutterDoes your child play with and collect stuffed animals? Perhaps it’s time to invest in a stuffed animal hammock to hang diagonally in the corner of a room. Or if you’re up for a creative challenge, you can search for plenty of “D.I.Y Stuffed Animal Zoo” tutorials on Facebook (and while you’re there, be sure to “like” and “follow” A New England Nanny). While creating a stuffed animal zoo may seem like it would take up a lot of space, you have to determine which takes up more room and causes more of a mess – the zoo, which would store all of the stuffed animals, or the animals themselves when they are strewn over the room while your child digs for that one particular stuffie that they would like to sleep with on any given night.  With stretchy vertical ‘bars’, your child will be able to see which one they’d like, take it out, and put it back themselves.

Once you’ve completed the steps outlined above, there should be less clutter, less mess, and less stress for you and your child. It is much less of a daunting task to repeat this process several times a year, or at the very least around the child’s birthday and again around the new year – both of which are typically periods of growth and incoming clutter (gifts) for your child to enjoy.

Keep Those Kids Active During Winter

keep those kids active during winterWe all know that winter causes us to want to hibernate, keep warm, and eat comfort foods. During this season, we eat more and move less, and this includes our children.

An estimated 9 million children in the U.S. are not just overweight; they are suffering from obesity. Researchers believe that kids burn only half as many calories in the winter as they do in the summer. What’s the best way to keep your kids moving during the winter? Move with them!  And more importantly, make the activities fun.  Here is a list of fun things to do during these cold months; many of them don’t cost any money!

  • Turn on your iPod or cable TV music channels and have a dance party!
  • Have your child help with housework; but make it fun, offer an incentive like money or a new book.
    • Did you know?  You can burn 105 calories doing dishes, and vacuuming for 30 minutes burns 90 calories!
  • Need to do some shopping? Casual mall walking can burn 215 calories an hour.
  • Snowball fights, sledding, and tubing are really fun, and they also burn calories.
  • Indoor water parks, bounce centers, family recreation centers, bowling, and ice skating are great ways to burn off energy while having a fun time.

During summer, it’s easy to just throw a blanket down at the park, read a book, or play some football or Frisbee; it may take more motivation to bundle up and head out the door during winter weather. But there are plenty of options to avoid being sedentary.  So get out from under your Snuggie, grab the kids, and get active.

Read more about finding things to do with kids during winter here.

Putting Your Teenager to Work

putting your teen to workDid you know that in New York, children can start working at the age of 14? With the school holiday break coming up, if you have a teenager who’d like to earn some extra money (or in the summertime as well), let’s take a look at New York’s child labor laws.

Work Permit
New York requires that employers obtain a work permit for minors.

Wages
Minors must be paid at least the state minimum wage.

Posters
Employers must make a schedule for all minors and post it where workers can see it. The schedule shows the hours minors start and end work and time allotted for meals.

Hours of Work
Minors age 16 or 17 have the following restrictions on the hours they may work:

  • May not work during school hours
  • Can work no more than 4 hours on school nights
  • Can work no more than 8 hours on non-school nights
  • Can work no more than 6 days a week
  • Can work no more than 28 hours a week when school is in session
  • Can work no more than 48 hours a week when school is not in session
  • Can only work between 6 a.m. and 10 p.m. when school is in session and between 6 a.m. and 12 midnight when school is not in session

Certain exceptions may apply to these restrictions.

Minors age 14 and 15 who are covered by the FLSA (almost all of them):

  • May not work during school hours
  • Can work no more than 8 hours in a day or 40 hours in a week when school is not in session
  • Can work no more than 3 hours in a day or 18 hours in a week when school is in session
  • Can work only between 7 a.m. and 7 p.m. during the school year. However, between June 1 and Labor Day, they may work between the hours of 7 a.m. and 9 p.m.

Prohibited Work for All Minors
Minors may not be employed in any of the following types of establishments or positions:

  • In construction, including painting or cleaning a building from an elevated surface
  • Where they are exposed to silica or other harmful dust
  • In connection with a quarry
  • Packing paints, dry colors, or red or white leads
  • Using any dangerous or poisonous acids
  • Taking care of having custody of prisoners or inmates
  • Working in or about plants or establishments manufacturing or storing explosives
  • Driving a motor vehicle or riding along the outside of a vehicle, with limited exceptions
  • Coal or other mining
  • Logging and sawmill operations, forest fire fighting and forest fire prevention operations, and timber tract and forestry service occupations
  • Work involving exposure to radioactive substances and to ionizing radiations
  • Wrecking, demolition, and ship-breaking operations
  • *Slaughtering or meat packing, processing, or rendering
  • Manufacturing brick, tile, or similar products
  • *Operating most heavy machinery and power tools
  • *Roofing operations and work on or about a roof
  • *Excavating operations

*In these occupations, a minor who is 16 or 17 may be employed as an apprentice or student learner.

An apprentice is defined as someone who is employed in a recognized apprenticeable trade; whose work is incidental to training; whose work is intermittent, short, and under close journeyman supervision; and whose work is registered or executed under a written agreement about work standards.

student learner is defined as someone who is enrolled in an authorized cooperative vocational training program with a written agreement; whose work is incidental to training; whose work is intermittent, short, and under close supervision; who receives safety instructions from a school and employer; and who follows a schedule of organized and progressive work.

Allowed Work for Minors Age 14 or 15

  • Retail occupations
  • Office or clerical work
  • Intellectual or creative work, such as computer programming, teaching, tutoring, singing, acting, or playing an instrument
  • Errands or delivery work by foot, bicycle, or public transportation
  • Clean-up and yard work that does not including using power-driven mowers, cutters, trimmers, edgers, or similar equipment.
  • Work involving cars or trucks, such as dispensing gasoline or oil or washing or hand polishing
  • Certain kitchen and food service work, including reheating food, washing dishes, cleaning equipment, and limited cooking
  • Cleaning vegetables and fruits, wrapping, sealing, and labeling, weighing, pricing, and stocking items when performed outside a freezer or meat cooler
  • Loading or unloading objects for use at a worksite, including rakes, handheld clippers, and shovels
  • Certain tasks in sawmills and woodshops if the minor meets specific requirements
  • 15 year olds can work as a lifeguard if they meet specific requirements

If an occupation is not specifically listed as permitted, then it is prohibited.

Prohibited Work for Minors Age 14 or 15
State and federal law also lists activities that are specifically prohibited for minors who are 14 or 15 years old. Minors may not work in the following establishments or positions, even if they appear to be included in the Allowed Work list above.

  • Most factory work
  • Any institution in the Department of Mental Health
  • As a rope or wire walker or gymnast, unless they have certain safety devices or protective equipment
  • Dangerous farm jobs
  • Peddling, drug trafficking, or any practice, exhibition, or place dangerous to a minor’s life, limb, or morals
  • Baking and cooking, with some exceptions
  • Machinery
  • Manufacturing or processing
  • Warehousing or storage
  • Other prohibited occupations as noted on the Federal Child Labor Laws page

Minors Under 14
Minors under 14 are not allowed to work, with limited exceptions, such as acting or performing, delivering newspapers, or working in agriculture.

Additionally, the City of Albany has a Youth and Workforce Services program for minors looking to help out in the community.

Hiring Through an Agency is the Right Choice

hiring through an agencyOnline job boards have become a more popular way for families to hire a nanny or other domestic worker in recent years, and while both agencies like A New England Nanny and job websites each have benefits, there are some key differences that demonstrate why hiring through an agency is the right choice.

In a survey of household employers conducted by GTM Payroll Services, it was clear that hiring a nanny through an agency rather than using an online job site saved time, boosted retention, and reduced the hassles of bringing on board multiple nannies over a short period of time.

A family that goes through an agency rather than an online job site when hiring a nanny, get a better quality nanny, one they’ll keep for longer, and they’ll spend less time finding the right match. For example, the survey found that 30% of families that hired through an agency had their current nanny for more than 3 years, while only 18% of those that hired through a website had their nanny for the same length of time. Also, 60% of agency-using families had one nanny in the past 5 years, where only 33% of website-using families had just one nanny in that timeframe. Finally, 59% of families that used an agency spent less than 20 hours on the hiring process, while only 24% of those who used a website spent less than 20 hours on the process.

In the same survey of household employers, 74% of those that hired through an agency said the hassle-free process and time savings was a top reason they decided to work with placement professionals. Agencies also aim to put forth the best matches for their clients as 91% of families said security and the screening of candidates was a top reason for going with an agency. Only the top applicants are presented to families for potential interviews, which helps cut down on time spent hiring and may result in a higher quality nanny whom the family will want to retain for a longer period of time.

The supposed benefit of using an online job site is a wider selection of candidates. However, 83% of respondents who used an online job site said the “number of responses from unqualified candidates” was one of the biggest drawbacks of going online to find a nanny. Sifting through applicants that don’t match a family’s criteria can add time and frustration to the hiring process.

Contact us at (518) 348-0400 to find out more about how we’ve been providing peace of mind to Capital Region families for over 26 years!

Backup Staffing for Schools and Daycare Centers

backup staffing for schools and daycare centersWhat do daycare centers do when they have unexpected call-outs from their staff, or their ratios are not up to where they should be? What if they’re in the process of hiring for a new position and need fill-in help? Back-up care from A New England Nanny might be exactly what they need.

We have been working with schools, daycares, and other child care facilities in the Capital Region for more than 26 years, providing them with a solution to help be better equipped for those last minute emergency needs.

A New England Nanny can provide parents with high-quality back-up care on the days when the organization needs it most. We have a pool of experienced, professional caregivers ready and able to assist for those emergency needs. All of our caregivers are fully screened with background checks, face-to-face interviews, reference checks, fingerprinting, and more.

Our back-up solution is a great resource for organizations and their families to use for:

  • Back-up care when one or more children are sick and cannot attend school
  • After-hours care for parents to use on evenings or weekends
  • Holiday care when the school is closed for vacations
  • Back-up care when the school is closed due to the weather
  • Substitute teachers when an employee is out

We pride ourselves on recruiting only the best and most qualified caregivers.  Hundreds of families and companies across the Capital Region have successfully used our back-up services and appreciate the convenience and value we offer.

Please feel free to contact us at (518) 348-0400 with any questions.

What You Can Do About the Equifax Breach

equifax breachNearly half of the country’s population was affected by the recent breach of Equifax, the consumer credit reporting agency that collects driver’s license numbers, Social Security numbers (SSN), and credit card numbers. Hackers gained access to the information of 143 million individuals. While the investigation into the cause of the breach will be ongoing, the initial belief is that a third party and/or an employee is at fault.

There are steps to take to ensure your information is not at risk.

  • First, find out if your information has been exposed by going to www.equifaxsecurity2017.com. Click the “Potential Impact” tab and enter your last name and the last six digits of your SSN. Make sure you are on a secure computer and network connection when you do this. You will then find out if you’ve been affected by the breach. Even if it says you are not impacted, keep in mind that at this point, the accuracy is not 100% verifiable and it may be safer to assume your information was accessed.
  • Check your credit reports for free at annualcreditreport.com. If you see any accounts or activities that are not familiar, your identity may be at risk. Check IdentityTheft.gov to find out how to proceed.
  • Consider freezing your credit files. This will prevent someone from opening a new account using your information (though it won’t help against any existing accounts). Alternatively, you can create a fraud alert on your files to inform creditors that your identity may have been stolen and to make sure anyone opening an account in your name is actually you.
  • Closely watch your bank account and credit cards for any suspiscious activity.
  • Strengthen all your financial passwords with two-factor authentication, such as getting password confirmation via text or phone call.
  • Be aware of phishing scams. You may receive emails from what looks like Equifax or another company saying they want to help, but keep in mind that credit companies should never ask for driver’s license numbers or full SSNs (they may ask for the last 4 digits). They should verify your identity with your credit card number and security questions.

Picky Eaters and the Green Eggs and Ham Moment

picky eaters green eggs and hamIf you have kids (or “nanny kids”), chances are you’ve read them the Dr. Seuss classic Green Eggs and Ham at least once or 18 times. When my now-10-year-old son was much younger, he was very picky about what he ate, and getting him to even try something new was a struggle that often wasn’t worth having.

One time I was discussing the moral of Green Eggs and Ham with him at dinner, because through his facial gesticulation he suggested the chicken I made for dinner that night was not up to his standard of quality. I told him I was sorry he didn’t like it (and to be honest I wasn’t thrilled with it either…a new recipe that was not a winner), but that I was very happy that he at least tried it. We talked about how it’s ok if he doesn’t like something, as long as he tries it. He somehow implied that he wouldn’t like anything that he had to be convinced to try, which is when the Seuss story came up.

“Remember when the guy kept saying he didn’t like green eggs and ham?”

“Yeah.”

“And then Sam finally gets him to try them?”

“Yeah.”

“Then what happened?”

“He LIKED it!!”

So it seemed, at least at the time, that he got the point of the story – it may have been the first time he’d connected a story’s message to a real-life experience.

I started thinking about my own “Green Eggs and Ham moment” – when you try something that you expect to dislike, and you end up loving it. The one that comes up in recent memory for me is fish (not shellfish – I’ve always liked that). I grew up having a variety of fish once a week – salmon, shark, turbot, orange roughy…and I never cared for any of it. Once I left home for college, I never ate fish at all. But a few years ago, my wife and I were out to dinner with my parents – the same parents who turned me off fish as a young boy. We were at a local restaurant and they ordered a sea bass dish. I summoned up some courage and asked myself, “What would I tell my son to do here?” So I decided to try it. And in my son’s words, “I LIKED it!!” I did like green eggs and…I mean, sea bass! Since then, I now eat fish about once a week.

My son is still not a great eater in terms of variety. But he usually is willing to at least try anything we ask him to, and I credit Green Eggs and Ham with some of that, planting the seed of encouragement at an early age. Ironically, I have made green eggs and ham for dinner a few times, and it didn’t go over well. But that may be more of a reflection on my cooking and the rather unappetizing look of eggs and ham colored with green food coloring.

How do you get your kids to try new things? Please tell us about your “Green Eggs and Ham moments!”

Get Out of the House! Rainy Day Activities Around Town

rainy day activities around townLast week we provided a fun list of things to do on rainy summer days to keep the kids entertained at home. But we all know that sometimes, even in wet weather, you need to get out of the house and entertain them around town. Here is a list compiled from both our own family experiences and from some of our nannies who know where to go!

  • New York State Museum – Albany: with exhibits about the earliest life forms in the area, the bones of the Cohoes Mastadon, dioramas about the native peoples of the region, a real New York City subway car, part of Sesame Street’s set, and a 9/11 exhibit, there is literally something for everyone at this museum. “The kids in my family always love the NYS Museum,” says nanny Ginny. And it’s free! There is also a discovery center with hands-on activities for the little ones, and an historic carousel on the fourth floor ($1 per ride).
  • Children’s Museum of Science & Technology (CMOST): CMOST’s mission is to “instill a sense of wonder and discovery in young minds, inspiring a lifelong exploration of science and technology,” and they live up to it! A wide variety of hands-on exhibits, live reptiles and other animals, and craft areas offer fun and educational experiences for toddlers up to 8 or 9-year olds.
  • Children’s Museum at Saratoga: If you have little ones, you must visit this museum. Their imaginations will run wild as they can dress up in different uniforms and play inside detailed recreations of a grocery store, bank, classroom, post office, and a 50’s diner. They can try on real firefighter boots and jackets and slide down a fire pole, or put on a hard hat and build with construction toys. And that’s just the upstairs! Downstairs they can make human-sized bubbles, ride a trolley car, or put on a theatrical show with lots of costumes. Located just a few blocks off Broadway, it’s sure to bring a smile to the kids’ faces.
  • Museum of Innovation and Science: Located near downtown Schenectady, the thing we love best about this museum is the planetarium – the kids are always fascinated by the night sky in front of their faces! Plus they feature exhibits on things like the human body, weather, and building creation. They also have rotating exhibits from the famous San Francisco Exploratorium, and GE also provides a variety of exhibits to engage kids with technology.
  • Via Aquarium – Rotterdam: one of the Capital Region’s newest attractions, the Via Aquarium has become very popular. Fish, jellyfish, stingrays, and sharks are just some of the creatures you’ll see. Plan on going early, as you may have to wait a little while in line before getting into the aquarium.
  • Giggle Lounge – Clifton Park: our nanny Courtney says, “Giggle Lounge is a fun place for those looking for some indoor sensory play experiences.” Ideal for ages 8 and under, kids can play at cooking up their favorite meal, heading to the doctor, or going on an adventure in the camping center. Or they can grab a book and sit down for a little quiet time.
  • Billy Beez/TreePaad: not only do these places offer huge padded fortresses filled with climbing, fast slides, and soft balls to shoot at others, but grownups will have a lot of fun too (if not more)! They also feature video games and bouncy things to keep everyone occupied. Billy Beez is in Albany’s Crossgates Mall, and TreePaad is in Malta.

So now you have ideas for some great places around the area to take kids when you want to stay indoors, just not at home. Contact us for more information at (518) 348-0400.

 

Rainy Day Activities to Entertain the Kids at Home

rainy day activities to entertain the kidsOne of the things many people love about the Capital Region is the wide diversity of seasonal activities that can be found both locally and within short driving distances. There are lots of places for children of various ages to have fun during the summer months, but what about when the weather limits your options?

We’ve been in the child care business for over 25 years, so we have some experience with keeping kids entertained when schools are closed. The list of activities that follows was partially compiled from our experiences with our own children, but we also spoke with some of our caregivers about what they like to do with their “nanny kids” on those days where you just don’t want to make the effort to get everyone dressed and in the car, to keep the kids entertained without leaving the house.

Build a Fort

If your kids are anything like ours, they’ll relish any chance they get to rearrange furniture, cushions, pillows, etc. Have them build their own individual forts, or see how large you can make one as a group. This gives the kids a chance to be creative, learn a little about gravity and architecture, and do something they probably aren’t normally allowed to do. And if you’re so inclined, use those forts for an epic Nerf gun battle!

Indoor Picnic

Here’s another way the kids can get to do something they might not be permitted to do – eat in a normally non-eating area! Grab a tablecloth (or two) and spread them out on the floor. Have the kids help make lunch – if you have a picnic basket or cooler, pack the lunch in there and then take a “nature walk” to your newly-created picnic area, and enjoy the meal.

Bake Cookies

Not only does making cookies work as an incentive for good behavior, but the process helps kill some time and gets the kids involved in something fun. Use the opportunity to teach grade-school kids about the science of cooking – what does each ingredient contribute to the recipe? What exactly is “vanilla extract?” Come up with some creative ways to change your usual cookie recipe by letting the kids add other ingredients. Having a variety of food coloring bottles always helps. Then enjoy the fruits of your labor!

Scavenger Hunt

We’ve done a few of these for Christmas or birthday gifts, but they can be fun any time. Come up with creative hiding spots and clues, with some kind of “treasure” at the end (maybe one of those cookies you baked). Then watch them have fun figuring out the clues and eventually finding their reward. (And the more clues you make, the longer it will take them to find the treasure.) Afterward, have the kids make a scavenger hunt for you! They’ll spend a lot of time writing the clues and finding hiding spots, and it encourages them to be imaginative. Just try not to find their clues too quickly!

Make-Your-Own Board Game

We love board games, but sometimes we get “board” with the ones we have. Time to make a new one! Kids can use regular paper, but ideally some poster board or anything larger than 8.5”x11” would work well. The kids can make their own squares on the board, and come up with creative ideas for what happens when you land on each space. They can find random objects around the house to use as player tokens, or make their own. The time will pass quickly while they make the board and while you play. And the best part is that if they don’t like anything about the game, they can change it or come up with a new one!

So the next time you’re wondering what to do with the kids this summer on those days when the weather isn’t cooperating, you now have a few ideas for kids of any age.

Wondering what to do about child care? We can help with that too! Call us at (518) 348-0400 and see what we have to offer.